Pawn Shops Oceanside - Gems N' Loans

Gems N' Loans | Pawnshops Oceanside | Buy and Sell Gold

In times when incomes stagnate, the cost of living rapidly increases or the economy heads into a tailspin, individuals may find themselves with little or no option but to exchange their valuables for cold hard cash in order to make ends meet. But will handing over your valuables really get you out of trouble? It could, but it depends on what you have to sell and how you go about it.

Use Your gold like a credit card!

We buy and sell gold, and offer our customers the opportunity to arrange for credit based on the value of their gold, or sell it for fair market prices.


How Pawn Shops Work

A pawnbroker, the person who operates a pawnshop, will loan you money based on a percentage of the value of the item you want to pawn.


Typically, the terms of the exchange will include an interest rate on the amount of cash you receive and a deadline by which you must repay the loan, plus interest. Failure to meet this deadline can mean that you forfeit the item to the pawn broker. The limitations within which U.S. pawnshops are required to operate are governed by state law and, as such, there may be some differences among the policies and procedures for pawnshops in different areas.